Choose the right card for you.
Warning: If only the minimum repayment/payment is made each period, you will pay more in profit/fees and it will take longer to pay off your outstanding balance. |
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Weigh your options
Flexibility, convenience and added value – make your decision with confidence.
Cards Categories
Smiles Titanium Mastercard
Choose exceptional rewards.
![](https://www.sib.ae/images/default-source/default-album/cards/smiles-titaniuma3adabad-7156-4d07-a940-b142339aea10.png?sfvrsn=b8679e3b_5)
Earn 1 Smile for every AED 2 spent locally*, and 2 Smiles for every AED 2 spent internationally*
Redeem your Smiles for exceptional offers and discounts in the UAE and abroad
Earn 0.5 Smiles for every AED 2 spent on education, utility, government bill transactions
AED 0
Annual fee
80%
Cash withdrawal
limit
2.49%
Profit rate*
Smiles World Mastercard
Take off to a world of possibilities.
![](https://www.sib.ae/images/default-source/default-album/cards/smiles-world5734d06b-dabd-4406-9f44-3bfd4333a7ea.png?sfvrsn=dbabc9da_5)
Earn 1.5 Smiles for every AED 2 spent locally*, and 3 Smiles for every AED 2 spent internationally*
Apply and earn 50,000 bonus Smiles for spending AED 20,000 within 90 days of card issuance
Earn 0.75 Smiles on every AED 2 spent on education, utility, government bill transactions
AED 525
Annual fee
80%
Cash withdrawal
limit
2.49%
Profit rate*
Cashback Card
Spend Big, Earn BIGGER!
![](https://www.sib.ae/images/default-source/default-album/cards-2021-front-and-back-07b2605847-bfdc-45c1-8c88-d544a60127af.png?sfvrsn=3fde988_3)
10%* Cashback on local and international purchases through online, saved cards on websites and apps, Samsung Pay, and Apple Pay*
2% unlimited cashback on international retail spends
1% unlimited cashback on domestic retail spends
0.5% unlimited cashback on all utility, telecom, supermarkets, hypermarkets, government and education payments
AED 0*
Annual fee
80%
Cash withdrawal
limit
5,000
Minimum Salary
Visa Platinum Credit Card
Incomparable limits with distinctive benefits.
![](https://www.sib.ae/images/default-source/default-album/all-cards-2021-16457b4e9d-60f1-4649-afd6-318f1f8775da.png?sfvrsn=d8a38cd4_3)
Up to 12% off on hotel and vacation rentals with Agoda
DragonPass ‘Dine & Fly’ offers globally at 200+ airport restaurants
AED 420
Annual fee
AED 750
Monthly Administration fee
Classic Visa Credit Card
Affordable fees and generous spending limits.
![](https://www.sib.ae/images/default-source/default-album/all-cards-2021-14dde06370-85c4-4bd4-9d46-92358f9a1821.png?sfvrsn=c5d02408_3)
Airport lounge access
Emergency cash advance
AED 210
Annual fee
AED 150
Monthly Administration fee
Gold Visa Credit Card
Exclusive fees and outstanding spending limits.
![](https://www.sib.ae/images/default-source/default-album/all-cards-2021-15431cc3bc-9cfa-4384-a043-b14a9c98ebc8.png?sfvrsn=e8dd7272_3)
Airport lounge access
8% off bookings on www.hotels.com
AED 367.5
Annual fee
300
Monthly Administration
fee
SIB Digital Card
The future of banking
![](https://www.sib.ae/images/default-source/default-album/sib-digital-prepaidb3070f51-755a-4d9a-8cf1-c56167a90239.png?sfvrsn=c3c5d2d3_2)
Instant Account Opening
Zero Minimum Balance
Profit Paid Monthly
Available for customers through Mobile Banking only
Jeans Prepaid Card
Manage your spending in style
![](https://www.sib.ae/images/default-source/default-album/all-cards-2021-234c168b59-2194-4b75-9b09-3ced6b2874bf.png?sfvrsn=1c0040a6_3)
Retail purchases and online transactions
ATM withdrawals and international use
Discounts & offers at worldwide outlets
Easy reloading
COOP Prepaid Card
A partnership with the renowned hypermarket leader
![](https://www.sib.ae/images/default-source/default-album/coop-gold-artwork-01b114200e-ca2d-42a7-839d-d335f095c701.png?sfvrsn=1fa3444c_3)
Gold: offered to Sharjah Cooperative Society (SCS) shareholders only
Silver: offered to all Sharjah Cooperative Society (SCS) customers (UAE nationals and expats)
Discounts & offers at worldwide outlets
Easy reloading
Watani Prepaid Card
An exclusive rechargeable card.
![](https://www.sib.ae/images/default-source/default-album/watani-prepaidd3781869-bfa9-4a06-adda-d75319b54017.png?sfvrsn=d2a334d7_3)
Retail purchases and online transactions
ATM withdrawals and international use
Discounts & offers at worldwide outlets
Easy reloading
Tamkeen Prepaid Card
Compelling benefits for Sharjah Social Empowerment Foundation (SSEF) members.
![](https://www.sib.ae/images/default-source/default-album/cards/tamkeen-prepaid7a08493a-6dc7-48e2-9862-2237580053a5.png?sfvrsn=8fee25cb_5)
Retail purchases and online transactions
ATM withdrawals and international use
Discounts & offers at worldwide outlets
Easy reloading
Massarrah Prepaid Card
Attractive perks for GDRFA – Sharjah staff members
![](https://www.sib.ae/images/default-source/default-album/cards/massarrah-prepaid6d036d9d-02c0-4a01-86dc-cbdf0847c059.png?sfvrsn=2de504ba_5)
Retail purchases and online transactions
ATM withdrawals and international use
Discounts & offers at worldwide outlets
Easy reloading
Sanad Prepaid Card
A supporting hand with the SSD, Sharjah
![](https://www.sib.ae/images/default-source/default-album/all-cards-2021-26891a99d9-736b-47fa-a459-c1b4e6edaf86.png?sfvrsn=5dace8aa_3)
Retail purchases and online transactions
ATM withdrawals and international use
Discounts & offers at worldwide outlets
Easy reloading
Al Sa'ada Prepaid Card
Honoring Sharjah Police members
![](https://www.sib.ae/images/default-source/default-album/all-cards-2021-24726745ae-1c99-4b1e-8a11-5effd210574e.png?sfvrsn=55bb5ae0_3)
Retail purchases and online transactions
ATM withdrawals and international use
Discounts & offers at worldwide outlets
Easy reloading
Joud Prepaid Card
Manage your spending in style
![](https://www.sib.ae/images/default-source/default-album/cards/joud-prepaid5741a859-0836-45f3-9ec4-4b66cf1daa31.png?sfvrsn=5905eb16_5)
Retail purchases and online transactions
ATM withdrawals and international use
Discounts & offers at worldwide outlets
Easy reloading
Debit Card
A convenient card tailored to your daily needs.
![](https://www.sib.ae/images/default-source/default-album/cards/debit-card1df355fc-8f8a-4538-8ee1-bd82c7f4830a.png?sfvrsn=f217023_7)
Free UNLIMITED access to more than 27 airport lounges*
Special offers at hundreds of shops, restaurants, and much more
24/7 phone & Online Banking service
Secure online shopping & EMV chip technology
Easy utility bill payments via ATM
For key facts statements, terms and conditions, & fees and charges, visit www.sib.ae/tariff
With our cards, there's always a great deal waiting for you.
Still can't decide? We can help.
We are here to help you make the right decision according to your lifestyle and financial needs.
I am self employed
Explore the best card options for self-employed individuals.
Earn Rewards
Looking to be showered with lifestyle benefits? Look no further.
Compare Cards
See all the features and choose a card that suits your needs.
I am a salaried individual
Cards optimized for those under full-time employment.
![](https://www.sib.ae/images/default-source/default-album/remit-jordan340a903f-3a00-4394-b322-350cd7fa8b74.png?sfvrsn=cabca330_5)
Remit to Jordan
FAST money transfer to Jordan through SIB Online and Mobile Banking.
![](https://www.sib.ae/images/default-source/default-album/sumsung-wallet-600x462.png?sfvrsn=526b76aa_4)
Go contactless with Samsung Wallet.
Make payments and transactions quickly, conveniently, and securely.
![](https://www.sib.ae/images/default-source/default-album/apple-pay-750-x-5471c42824a-adb2-45f5-9f0d-f39776ceac8f.jpg?sfvrsn=c00470ca_3)
Fast, safe and hassle-free transactions with Apple Pay.
Leave your wallet at home and take full advantage of contactless payment.
How to activate your card?
Step 1
Login with your username and password
step 2
Go to Navigation menu
Step 3
Click on More Option
Step 4
Click on service request /cards
Step 5
Activate your card
Step 1
Insert card in ATM machine
Step 2
Click on Confirm
Step 3
Enter OTP
Step 4
Set Card PIN
Step 1
Call 065999999
Step 2
Select “Accounts and Cards Services”
Step 3
Enter 16 Digits Card Number
Step 4
Enter Card Expiry Date
Step 5
Enter OTP
Step 6
Set Card PIN
Notice
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