Smiles Excellence World Mastercard
The card that rewards, earn “Smiles” points with the unique Smiles rewards program and redeem them in a variety of ways, from airline tickets and hotel stays to electronics and gift vouchers.
Apply and earn 50,000 Bonus Smiles
Redeem your Smiles:
- Fly for free with over 300 airlines from anywhere to everywhere
- No blackout dates, no extra cash payment for taxes nor surcharges
- Free unlimited access to 1300+ airport lounges, download the Mastercard Travel Pass app from Google Play or App Store
- Free stays in over 300,000 hotels around the world
- Exclusive SIB Online Shop, Gift Vouchers & Cashback
Log on to www.sibsmiles.com to redeem instantly!
Smiles World features and benefits
Warning: If only the minimum repayment/payment is made each period, you will pay more in profit/fees and it will take longer to pay off your outstanding balance. Continuous failure to make the regular payments on time, will expose you to further charges (Late Payment to Charity) and may lead to further legal action by the bank. |
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Smiles Rewards
Earn 3 Smiles for every AED 2 spent internationally*- Fly for free with over 300 airlines, free stays at over 300,000 hotels, and many more
How many Smiles do you have?
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Smiles earned
this can earn me
Online Shopping
Gift Voucher
Hotel Stays
Airline Ticket
Smiles Rewards
- Earn 1.5 Smiles for every AED 2 spent locally*
- Earn 0.75 Smiles for every AED 2 spent on transactions made under Education, Utility, Government bills description
How many Smiles do you have?
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Smiles earned
this can earn me
Online Shopping
Gift Voucher
Hotel Stays
Airline Ticket
The smarter way to bank
Enjoy convenience and total peace of mind
Your Smiles World Mastercard is equipped with a wide range of exclusive features. These are specificallly designed to allow you to get down to the business of enjoying your card's many benefits – anytime, anywhere.
50,000 Bonus Smiles*
Balance transfer
24-hour call center
Easy Cash
Mastercard Offers
Easy Pay
SMS alerts
Worldwide Access
What would you like to do?
Give us feedback
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Apply for a card
Sign up by filling out an online application.
Compare Cards
We can help you choose the ideal option according to your lifestyle and needs.
Required Documents
- Application form
- Passport & Emirates ID copy
- Valid residence visa for expats
- Salary slip
- Proof of income
- Application form
- Passport & Emirates ID copy
- Proof of income
- Valid trade license
- Memorandum of association/Partnership agreement/ Power of attorney (if applicable)
Salaried Customers:
Self Employed Customers:
Related Documents
Frequently asked questions
How do I sign up for Online Banking?
All you need to do is visit the Online Banking page through www.sib.ae and register as a new user of a retail account. You should have your card or account number and verification code ready to create your user ID and complete the process.
How can I redeem my Smiles points?
You can redeem your Smiles points for a variety of lifestyle benefits, including hotel stays, airline tickets, cashback and gift vouchers. Simply visit www.sibsmiles.com to redeem instantly.
Is World the only Smiles Card on offer?
SIB also offers the Smiles Titanium Mastercard, which has its own exclusive features. Find out more about Smiles on the Our Cards page, and compare benefits and rewards easily and conveniently.
What is a Prepaid Card?
Manage your spending and enjoy peace of mind by recharging your Prepaid Card. Enjoy retail purchases and international use, online transactions and ATM withdrawals, and a variety of card designs to choose from.
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